Enhance your competitiveness with our specialized product offerings.

Our specialized team for Architects, Engineers, and Environmental Consultants provides training and loss prevention education, enabling clients to secure significant premium credits. Our colleagues are part of the Professional Liability Agents Network (PLAN), a coalition of expert insurance agencies across the US and Canada, which grants us access to additional resources and exclusive programs.

BroadStreet’s partners can utilize an MGA specializing in difficult-to-place risks, particularly Coastal Property. The commercial lines include a comprehensive property program for a wide range of risks beyond residential condos. Personal lines cover HO3, DP, Flood, Excess Flood, Personal Articles, and Builders Risk in coastal and inland areas. Our MGA partner, representing both domestic and London markets, also excels in high net worth homeowner policies, stand-alone personal articles floaters, and coverage for protection classes 9 and 10.

Our team provides a specialized program tailored for the cotton industry and other commodity markets. Commodity solutions involve creating customized strategies to manage the unique risks and challenges associated with trading and producing raw materials like cotton. These solutions help stabilize prices, improve supply chain efficiency, and offer financial protection against market volatility, ensuring that stakeholders in these industries can operate with greater confidence and security.

Many of our partners have cultivated significant experience in cyber liability and data privacy. They have access to highly competitive carrier options and leverage their connections to provide clients with both self-service tools and live consultation resources. This support helps clients identify vulnerabilities and safeguard against cyber liability and data privacy claims.

The Environmental Services practice group aids clients in identifying environmental liability risks, such as bodily injury, property damage, cleanup and defense costs, penalties, bio-terrorism, and business interruptions. Our offerings include combined General Liability and Environmental Insurance for manufacturers, processors, and distributors; a real estate program addressing pollution exclusion gaps; integrated General, Professional, and Contractors Liability for consultants and contractors; Owner Controlled Contractor Pollution and Site Liability for construction projects; Pollution Legal Liability; and an Environmental Lenders Policy.

Businesses involved in food processing encounter a variety of increasing and intricate risks. Our risk management professionals are knowledgeable about the property, liability, storage, and distribution challenges linked to advanced food processing operations.

Our partners’ Franchise Insurance Program has achieved preferred vendor status with numerous prominent national franchise systems, and our team actively participates in the IFA Supplier Forum. The Franchise Program team focuses on niche products and solutions, offering franchise owners support with tailored insurance recommendations, Key Employee Health & Life insurance, life insurance for loan compliance, products for funding Buy-Sell Agreements, and solutions for lenders and property managers.

Our partners’ Healthcare Practice goes beyond medical malpractice, employing a consultative team strategy that integrates insurance services with educational and risk control programs aimed at enhancing patient satisfaction and minimizing client risk. The Healthcare Practice team is well-versed in the unique complexities faced by physicians, medical groups, home healthcare providers, hospitals, allied facilities, community health centers, and other healthcare organizations.

We work with affluent individuals and families to offer comprehensive and cost-effective insurance solutions with personalized service. Our key offerings include Luxury Homeowners Policies, Excess and Primary Flood coverage, Exotic and Antique Automobile insurance, Private Collections, Luxury Yacht and Marine coverage, Equine, Private Aviation, Kidnap, Ransom & Extortion, Domestic Workers’ Compensation, Employment Practices Liability, Not-for-Profit Board of Directors and Fiduciary Liability, and Multi-State and International Accounts.

Our team has developed specialized experience in Jewelers insurance, understanding the unique risks and needs associated with this industry. We have established a strong partnership with the leading carrier in the market, which allows us to offer tailored coverage solutions that address the specific challenges faced by jewelers. Our consistent performance and dedication to this niche have earned us recognition as one of their top-performing independent agency collaborators, enabling us to provide our clients with exceptional service and comprehensive protection.

Marine-related businesses, such as waterfront machinery, marine operators, port facilities, ship suppliers, ship agents, ship repair, and offshore service vessels, have specific needs that require experienced risk management professionals. We offer specialized coverages for blue and brown water, hull, P&I, inland marine, terrorism, and cyber risks. Our long-standing relationships with leading domestic and international marine insurers, along with select London Brokers, enable us to negotiate favorable coverage and design tailored risk management programs. Additionally, we assist clients in developing safety and maintenance programs to mitigate risks and control costs.

We assist financial sponsors in managing risk, allowing them to concentrate on enhancing the value of their portfolio investments. Our expertise has enabled numerous clients’ due diligence teams to uncover coverage gaps and hidden exposures within their portfolios. We collaborate closely with clients to address these findings and oversee ongoing risk management programs, standardizing risk analysis at both the financial sponsor and portfolio company levels.

The Retail Industry practice group offers a personalized insurance program designed to address the specific needs and risks of retail stores, owners, merchants, and tenants. Our clients encompass clothing stores, grocery stores, supermarkets, food stores, and various other retail businesses. By forming a national risk purchasing group, our team harnesses the collective buying power of numerous retail clients, allowing us to offer competitive pricing and comprehensive coverage options for retailers.